Medicare Approved Private Health Insurance

Medicare Advantage Plans (MA Plans) are available for anyone with Medicare, regardless of income or age. There are many different MA Plans available in Illinois. MA Plans are approved by Medicare, but administered by health insurance companies.

When you join an MA Plan, you are still in Medicare. MA Plans provide all of your Part A (hospital) and Part B (medical) coverage and must cover medically-necessary services. They generally offer extra benefits, and some include Part D drug coverage.

You still must pay your Medicare Part B monthly premium plus any additional amount required by the MA Plan you choose.

MA Plans often have networks, this means that you may have to see doctors who accept the MA Plan you have chosen or go to certain hospitals to get covered services at the plan’s lowest cost.

MA Plans include Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Private Fee-for-Service (PFFS), and Medical Savings Account (MSA) plans.

Use this link for more information on Medicare Advantage Plans.